Voya’s Consistency Lens™ is not meant to be a one-size-fits-all solution or provide fund recommendations. We tested combinations of the six factors and found that a variation in factor choices and weights could drive performance that was well-aligned with the goals typical of investors across three retirement life stages:
- Accumulators tend to be younger and more risk tolerant.
- Pre-retirees are experienced and seek a good balance between high expectations and conservation of capital.
- Retirees are in the pay-out phase and least tolerant of investment risk.
These retirement investor profiles can help you distinguish between clients who may be comfortable with high performance potential and moderate risk and those who may need high income and low downside risk.
Request a custom Diagnostic Report by using the form on the right, or reach out to your Voya Representative at (800) 334-3444.